Drivers in California have lived with strict cell phone laws for awhile now. The purpose of banning handheld devices while driving was to cut down on the number of accidents on the road, but distracted driving is still a major cause of crashes throughout the country. As a result, more governmental departments and organizations are doing their part to decrease this type of driving.
Having a motor vehicle accident on California's streets and highways is stressful enough - but the process of filing your insurance claims form just doubles that stress. If you realize after the fact that you have made a mistake in your claim, particularly one that may result in increased compensation in your benefit, will your insurance company prosecute you for insurance fraud?
Seeing a car accident happen can be devastating. Your first instinct may be to keep moving so as not to impede any first responders or other officials on the scene, and so as not to make it worse by potentially placing your vehicle in the path of the accident. But what if you are the only one to witness the accident? What if those involve appear to be injured and unable to help themselves? Should you get involved, or contact California authorities and move on?
If you have been a victim in an automobile accident, you may have heard that you can seek compensation and support from sources outside of your insurance or the other driver's insurance. There are state programs that exist to provide relief and aid for those who have suffered violent crimes in California, operated by the California Victim Compensation Board. But what is the California Victim Compensation Board, and how can you seek assistance from their programs?
By California law, you are required to have liability coverage for your car under California's laws regarding financial responsibility for auto accidents. But did you know you can buy more than one type of insurance for your car? Yet the real question is - do you need it in the event of a crash?
When taking public transit, you have an expectation of reasonable safety assured to you by California public transit laws. You expect that the vehicle's operator will drive in a safe manner, that the vehicle itself is in sound condition and that all due action has been taken to ensure the safety of all passengers. Yet while riding a public transit bus, you find yourself inhaling odorous fumes that seem to be coming from the bus itself. Those fumes leave you dizzy, and worried about the effect on your brain from oxygen deprivation. Do you have a case for personal injury?
When you are going about your busy day, the last thing you need is to hear that screech of tires and the impact of bumper to metal. Yet even if it turns out the accident is minor, you are still facing the hassle of police reports, insurance claims and reporting to the state DMV. Yet must every accident be reported to the California DMV? When are you free of this obligation?
When cars and bicycles share California streets, the hazard to bicyclists can seem extremely daunting. Only a single white line stands between bicyclists and thousands of pounds of steel moving at high speed, with little protection for you as the cyclist. Yet bicycle lanes should offer safety as a free riding lane clear of motor vehicle traffic - so why do you sometimes see cars merging into designated bicycle lanes? Is this legal, and is it safe?
After a car collision on California roads, you may be too shaken to think of practical matters - or you may keep your head enough to call the police, exchange insurance information with the other driver and do everything you can to document the accident. Yet one critical document often required by insurance companies is a copy of the accident report. Can you request a copy of your accident report from the police?
Maybe your neighbor consistently backs into the trash cans as they reverse out of the drive every morning. Maybe your favorite aunt hunches nose to the steering wheel, peering through her glasses, weaving across the road as she drives you to your communal Sunday flea market pickings. Maybe your own spouse is losing the concentration required to safely drive, making you worry for their safety and the safety of those on California streets around them. No matter the person, you are concerned that an unsafe driver poses a danger to themselves and others, yet in the absence of convincing them to voluntarily abdicate their driving privileges...what can you do?