By California law, you are required to have liability coverage for your car under California's laws regarding financial responsibility for auto accidents. But did you know you can buy more than one type of insurance for your car? Yet the real question is - do you need it in the event of a crash?
When taking public transit, you have an expectation of reasonable safety assured to you by California public transit laws. You expect that the vehicle's operator will drive in a safe manner, that the vehicle itself is in sound condition and that all due action has been taken to ensure the safety of all passengers. Yet while riding a public transit bus, you find yourself inhaling odorous fumes that seem to be coming from the bus itself. Those fumes leave you dizzy, and worried about the effect on your brain from oxygen deprivation. Do you have a case for personal injury?
When you are going about your busy day, the last thing you need is to hear that screech of tires and the impact of bumper to metal. Yet even if it turns out the accident is minor, you are still facing the hassle of police reports, insurance claims and reporting to the state DMV. Yet must every accident be reported to the California DMV? When are you free of this obligation?
When cars and bicycles share California streets, the hazard to bicyclists can seem extremely daunting. Only a single white line stands between bicyclists and thousands of pounds of steel moving at high speed, with little protection for you as the cyclist. Yet bicycle lanes should offer safety as a free riding lane clear of motor vehicle traffic - so why do you sometimes see cars merging into designated bicycle lanes? Is this legal, and is it safe?
After a car collision on California roads, you may be too shaken to think of practical matters - or you may keep your head enough to call the police, exchange insurance information with the other driver and do everything you can to document the accident. Yet one critical document often required by insurance companies is a copy of the accident report. Can you request a copy of your accident report from the police?
Maybe your neighbor consistently backs into the trash cans as they reverse out of the drive every morning. Maybe your favorite aunt hunches nose to the steering wheel, peering through her glasses, weaving across the road as she drives you to your communal Sunday flea market pickings. Maybe your own spouse is losing the concentration required to safely drive, making you worry for their safety and the safety of those on California streets around them. No matter the person, you are concerned that an unsafe driver poses a danger to themselves and others, yet in the absence of convincing them to voluntarily abdicate their driving privileges...what can you do?
We have covered many facets of motor vehicle collisions on our blogs, but there are many more ways to take a closer look at the nature of traffic collisions. Sometimes, an accident can be especially dangerous and have a particularly high fatality rate, such as head-on collisions. In order to reduce the likelihood of a head-on crash, it may be helpful to go over statistics on these accidents and understand where they are most likely to occur.
After a motor vehicle accident, you may be focused on immediate injuries and damages. Yet days, weeks, months or even years later you find pain creeping in, such as spinal issues or brain injury issues. A medical examination by a California doctor determines that this was damage from the motor vehicle accident that took longer to manifest over time. You are now facing an injury that could significantly impact your quality of life. But is it too late for you to make a personal injury claim for your trauma?
You may already know what to do if you get into a collision with another California driver. Remain at the scene, call the police, document the accident with photographs and exchange insurance and contact information with the other driver. But what should you do if you collide with a parked vehicle, building or other structure?
So a little while ago you were in a fender-bender on California streets. A week later you receive a letter informing you that you have had a point added to your driver safety record under the California NOTS program. But what is the NOTS Program exactly, and how does it impact your ability to legally drive?