While your teenager often chafes at the bit and yearns for the freedom and independence of his or her own car and driver's license, you likely have a number of fears about the recklessness of teen drivers on California roads. While it is easy, as a parent, to concoct any number of nightmare scenarios, what are the actual statistics for teen drivers versus adult drivers?
If you have been in a car accident on California's busy streets and highways, in the initial aftermath and panic of the accident it may be easy to overlook the initial steps in documenting evidence for an insurance claim and investigation. But how do insurance companies investigate accidents in the first place, and how much of the burden of accident investigation and proof is on you?
When you hear the term "financial responsibility," it may bring to mind bank accounts, savings and balancing checkbooks. However, under California law pertaining to motor vehicles and motor vehicle accidents, financial responsibility actually refers to the financial responsibility a driver undertakes each time he or she is behind the wheel of an operating motor vehicle.
When you think about it, every time you get into a taxi or ride share you are entrusting your personal safety to an unfamiliar driver. While California and federal regulations on taxi drivers maintain that they must have a safe driving record and impeccable driving habits, accidents still happen - sometimes catastrophic. If you are injured as a passenger in a taxi, is the driver of the taxi liable for your losses and damages?
If you have already been involved in a drunk driving case in California, you may wonder what will happen if you are caught operating under the influence again, or what even qualifies as "under the influence" when that definition may change in your specific circumstance. Particularly if you are on probation for a drunk driving incident that led to an accident or catastrophic injury, you may be asking yourself if you can even risk driving after a single sip of alcohol.
The term "negligent driver" can sound innocuous, as harmless as going a mile over the speed limit or parking an inch too close to the curb, but negligent driving can have serious consequences. Per a table on the CA.gov DMV portal, negligent driving in the state of California can encompass an extensive list of acts with varying ranges of severity, and are graded on a point system to determine the action taken against the driver on first and repeated offenses.
During a late night on California roads, it can be terrifying when your headlights suddenly sweep across an object in your path. You see the object, perhaps something that fell from a previous driver's vehicle, but not in time to avoid it. You swerve, but still drive into or over the object. Your vehicle is damaged, and it is possible you may be injured. In this case, you would think you are not at fault, and your insurance company and possibly anyone involved in the placement of the obstacle on the road would be liable for damages. But did you know that you can actually be held accountable for your accident?
It can be hard to believe, but not everyone on the road has your best interests in mind. A car accident in California may be more than just an accident. It may be the other driver's attempt to commit insurance fraud by deliberately causing a collision. Yet such drivers rarely think of the harm to anyone but themselves. What happens if you are involved in a car crash with a person attempting insurance fraud, and subsequently injured?
In an accident with most motor vehicles, blame can often be placed on one or both drivers, existing traffic conditions, vehicle safety issues, road safety issues or weather conditions. The issue of liability gets more complicated when dealing with self-driving cars that do not have a driver, when the self-driving car may or may not be at fault in the instance of an accident on California streets.
When you have been involved in an accident on California's highways and city streets, the immediate response can be panic. Accidents are frightening and your emotions may be running high, whether you are upset over a near-miss fatality, angry over damage to your vehicle, or dealing with the pain and fear associated with injury. Regardless of your emotional state, however, you should be prepared to deal with police once they arrive on the scene of the accident.