Uninsured/Underinsured Motorists

What You Can Do If A Uninsured/Underinsured Motorist Hits You

A significant percentage of drivers in California operate motor vehicles with inadequate automobile insurance or no insurance at all. As a result, victims seriously injured in automobile collisions have damages in excess of the culpable party’s insurance coverage. Under such circumstances, victims may be able to make a claim against their own insurance company for medical expenses, future medical treatment, and pain and suffering. In this scenario, your insurance company becomes your opponent.

See the other types of motor vehicle accident cases our personal injury attorneys represent.

Your First Step Toward Recovery

The first step to protect yourself against uninsured or underinsured drivers is to carry adequate uninsured/underinsured motorist coverage. This coverage protects you and your family. You should consider increasing your limits well beyond the minimum requirements. It is surprisingly affordable to do so.

Personal injury accident claims involving uninsured or underinsured drivers can be complicated. It is in your best interest to seek a reputable, experienced attorney. At , a San Francisco uninsured motorist lawyer can help. We have more than 80 years’ combined experienced representing clients seriously injured in motor vehicle accidents involving uninsured or underinsured motorists.

Let Our Experience Be Your Advantage

We can help you navigate through treatment and negotiate with your insurance carrier, and we provide skilled personal injury representation. We can help you make well-informed decisions and achieve your best result. Contact our firm today.

Read more to learn whether we are the right law firm for you.

Jeffrey R. Smith

Jeffrey R. Smith

Managing Partner

Robert B. Waldsmith

Robert J. Waldsmith

Partner, 1999

William B. Smith

William B. Smith

Partner, 1978

View All Videos

Video Center


Vehicle Accidents

There are two things to establish in any motor vehicle accident case: the cause of the accident (fault) and the full cost of the injuries and losses. As we prepare your case, we will investigate both of these.


Abuse & Molestation

 Priests, ministers, church officials and workers, coaches, teachers, day care workers, park rangers, and other trusted adults who sexually molest children, ruin lives and cause irreparable psychological damage.


& Serious Injuries

People suffering from a brain injury, spinal cord injury or other severe injury will require extensive medical treatment, rehabilitative therapy and other long-term care.



Claims related to sports and recreation injuries can be complicated. These cases often include issues involving waivers and the “assumption of risk” defense.


& Spine Injuries

When you or a loved one suffers a traumatic brain injury (TBI), life changes dramatically. Even mild TBIs can lead to years of recovery and rehabilitation.


Practice areas

The personal injury attorneys at the law firm of Abramson Smith Waldsmith LLP have more than 100 years of combined experience guiding clients through the legal process.

View All Practice Areas

Core Practice Areas
  • This field is for validation purposes and should be left unchanged.


(415) 421-7995